Mortgage deal
Start early enough to understand fees, affordability and whether waiting is sensible.
Free UK household bills planner
Know when to look.
Before it costs you.
Renewal day is often too late to start thinking. Add the dates you know and Square Peg will show you when to prepare, negotiate or compare.
No accountNo bank connectionDates stay in this browser
Your review dates
Add only what you know.
Choose a bill and enter its renewal or deal-end date. Better timing gives you more options; it does not mean you must switch.
Energy fix
Review the tariff, usage and exit fee—not only the monthly Direct Debit.
Broadband
Give the provider one clear chance to improve the price before comparing.
Mobile
Check whether the handset is paid off and whether your data allowance still fits.
Car insurance
Leave time to compare like-for-like cover, excesses and add-ons before renewal.
Home insurance
Check rebuilding cost, valuables and excesses before comparing the headline price.
How to use the timing
A review date is a prompt—not an instruction to switch.
Prepare
Find the contract, current price, usage and any exit fee. Missing information is often the first problem to solve.
Ask
If the service still suits you, ask the existing provider what it can improve. Loyalty should not stop you negotiating.
Compare properly
Compare the full cost and the things you actually need. A cheaper headline can hide weaker cover, slower service or higher fees.
Stick when it fits
If the current product remains good value and changing creates more risk than reward, leaving it alone is a sound decision.
Why trust the timetable?
Built from official UK guidance.
These lead times are practical prompts, not guarantees. Product terms, eligibility and individual circumstances matter, so Square Peg links to the independent source behind each decision.
MortgagesMoneyHelper remortgaging guidance ↗
EnergyOfgem price-cap guidance ↗
Broadband and mobileOfcom switching guidance ↗
Car insuranceMoneyHelper insurance guidance ↗
Home insuranceAssociation of British Insurers guidance ↗
Reviewed 9 September 2026. General information, not financial advice.
One household. Three priorities.